In today's world, in the early 21st century, modern technology is developing day by day. International and ASEAN countries, in addition to modern and developing countries, many Internet-based social media that can communicate quickly and easily have emerged.


These social media are working to benefit people and to be able to interact for them to get money. Online trading of diamonds and gold jewelry using social media, which is known to the public. Motorcycle sales clothes food, modern electrical appliances; medicine They were able to trade in consumer goods and so on. However, some unscrupulous people, like those who do good business, have been deceived by pretending and lying in one piece ways, so online frauds are increasing, which is not easy for the people of Myanmar as well as modern countries to solve. For example, according to the (9th) ASEAN Officials' Meeting held on May 26, 2023, some countries' cyber crimes were 388 cyber crimes in 2021 in Brunei. In 2022, a total of 496 cyber crimes occurred.


Cyber crimes


In 2020, there were 557 cybercrime complaints in Cambodia. 247 in 2021; In 2022, 454 cases occurred. 4850 in 2022 in Indonesia. A total of 106,652 cases occurred in Malaysia from 2018 to 2022. From 2015 to 2023 in Myanmar, 2,485 online defamation cases; From 2019 to 2023, there were 526 cases of online fraud. In 2022, there were 3,369 reported cases of cybercrime in Singapore, and the majority of cybercrimes are online scams. In 94.2 percent of the cases, 511.3 million US dollars were defrauded.

Common cybercrimes


In addition, as cybercrime offenses occurring by country, reward benefit fraud, Call Center Scams; savings and loan scams; Scams with Fake Applications on Online Banking communication fraud; financial frauds; trade frauds; investment scams; Online transaction scams with fake Facebook accounts. Scams using the Website; Online gambling, etc., may not be the same across countries, but the common cybercrime is Social Engineering Attack, which is cheating through online. His idea is to create and organize preparations in advance to make people believe, delete their account / page, throw away their SIM card and get money when they can convince the world.


Among such methods, Myanmar Police Headquarters, Criminal Police Regarding the online loan business detected by the Technical Crime Department, We need to educate about the points to avoid. Up to 35 applications that can lend money in Myanmar kyats have been verified on the Google Store, and the benefits that may occur by downloading and accessing these applications will be presented.


Attached are the logos of 35 applications that should not be downloaded. The online loan business applications that are presented now, once you download and log in, transfer about 75 percent of the amount you want to borrow. However, before sending the money transfer, you must give consent (Access) to the following (7) points. The factors that may harm the user due to the permissions paid for installation in applications used by illegal loan companies are:


(a) Installed to provide images when requested by Appli-cation via Camera, but if they access the requested Camera Permission, without the knowledge of the user, the images, Access to videos.


(b) If you give access to contacts, developers will know all the contacts in your phone and communicate with them; Being able to swear obscenely; Being able to make threats and money laundering.

(c) If access is given to the location, the developers can find out all the information about the user's movement and living; Assassination by fraudsters. return, Robbery It can be committed up to house breaking and entering.


(d) Developers can find out all the user's phone call information if Access is given to Phone Call.


(E) If SMS access is given, the developers can find out the messages that come to the user and get information about the user's social media. (For example: Google, Facebook, Wave Money, KBZ pay, Verification Code)


(f) If the storage is given access, the user can do media access control, so developers can access photos and videos from the user's phone. Modifying information in storage; Ability to delete.


(g) Developers can advertise the user's ID information as another. Ability to disconnect from Wi-Fi.


As the closest example, if he doesn't pay back the money, he calls the father (or mother) (or woman) in Contact with multiple SIM cards to find the problem. In addition to being subjected to obscenities and insults, Facebook Account Telegram Account etc. can be defamed with their fake accounts. There are many actual victims. In addition, their family, lover, Courting photo/video information can also be obtained, as well as black mail (extortion) may occur, so do not enter into the 35 traps of money fraud. teachers parents, relatives, elders, I am writing to inform and submit so that brothers and sisters can help each other by providing secondary education. .